We think UNCF has the credibility

They’re good at advertising to create demand, and they make it easy for students to get in and apply for loans. But completing a degree is tough, especially for some of the “high risk” groups you’re talking about people with dependents, people who are working, people from low income areas. If students don’t graduate, they don’t see any increase in their earning potential, making these loan amounts much, much worse than for college grads.

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